Welcome to the web home of Life Business™ — the proven life exploration & personal financial management framework.

Our 'Tool Box'

Life Business™ employs business-like innovative self-appraisal and self-management tools such as ...

calculating life return on investment (LROI)
determining personal strategic stars, cows, dogs, new ventures and joint ventures
developing heartfelt and life-enhancing projects
separating investment and expense accounting
learning a a cash flow perspective and discipline
building "rolling 12-month" project-enabling budgets
adopting a 3-year planning window
employing 4% fail/safe checks
considering borrowing/saving strategies, and
modeling money, time and energy trade-offs.

Life Business™ is a set of principles, a 13-step process and a tool kit to help you take stock of your life, and discover and realize your dreams.

As a result of engaging in Life Business™ work you will develop a heartfelt life plan that is fully integrated and financially aligned with the "currencies" of your life - time, money and personal energy.

As you deepen your Life Business™ thinking a different conversation will emerge with your financial planner - moving from worry about rate of return and wealth accumulation to strategies for maximizing current "life business" investments and aligning your financial resources with your life dreams.

Ultimately, Life Business™ is an ongoing mindset for continually assessing your life and the inevitable tradeoffs needed between your time, money and energy.

The Life Business™ approach has been refined over the past 20 years by adapting proven techniques from successful businesses and personal development experts.

Steps 1–8 provide a personal exploration of your life experiences, values and current and desired, "life businesses."

Steps 9-13 integrate sound financial principles and cash flow thinking to accelerate the success of your chosen, "life businesses" and to bring satisfaction forward in your life.

Thousands of men and women in England, the Netherlands, the United States and Australia, middle-income or wealthy, have found the work both rewarding and renewing.

We hope that you will find our ideas interesting and our website helpful.

We look forward to hearing from you.

What others are saying about Life Business™

"Thinking, 'cash flow' rather than 'wealth accumulation' has changed our family's approach to our life, our money and our giving."

– Peter Tavernise, Executive Director, Cisco Systems Foundation

"As a participant, as a professional trainer, and as a human resource executive, I find the Life Business™ program the most comprehensive and effective management development training product available."

– Wout de Leeuwerk, Manager of Training and Development, Shell Netherlands, The Netherlands

“Memo to leaders, managers, and business people: If you want to lead your life as consciously and creatively as you manage your business, you should read this book.”

– Jeffrey Moe, Ph.D., Director, Health Sector Emerging Issues and Development, Fuqua School of Business, Duke University

“We were seeking a comprehensive and engaging way of thinking through and acting on our future plans. Now, some 15 years later we find the Life Business™ framework continues to give us a fresh and valuable way of ensuring that our decisions reflect our personal values and goals."

– Sol and Diane Pelavin, Retired, President / CEO and Senior Vice President for Education, American Institutes of Research